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Share Draft Accounts

Share draft accounts act as checking accounts. Dividends are earned daily and paid monthly. Dividends are based on daily average balance and paid monthly.

If you are a new member, a Savings account will automatically be opened with your Checking account. The minimum opening deposit for a Savings account is $5.00 plus a onetime new member fee of $1.00.


Account Type Freedom Checking Patriotic Checking United Checking
Fees No fee No fee $3.00 monthly service fee if no minimum balance &/or direct deposit
Features
  • Non-interest bearing
  • Unlimited check writing
  • Member privilege
  • Bill pay
  • Must be 55 years of age or older
  • Earns dividend (one flat rate)
  • Member privilege
  • Bill pay
  • 1 free box of checks annually
  • Interest bearing
  • Unlimited check writing
  • Member privilege
  • Bill pay
Minimum Balance None None $250.00
Free online banking?
Free e-statements? (must enroll via online banking)
Free Visa debit card?
How to qualify? N/A N/A N/A
Penalties None None None
New Members New Members New Members
Existing Members Existing Members Existing Members